Loan Calculator

Loan Calculator

Calculate your loan options with our quick and easy loan calculator
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Calculate

Calculate your loan repayments

Use our Loan calculator to find out how much you can borrow and how much your repayments could be on loans from €5,000 - €75,000. Avant Money personal loans come with fixed interest rates, no early repayment fees and flexible loan terms.

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Loan Calculator


Personal loan details

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Loan amount
€2000
Monthly repayments
€2000
*APR
5.9%
Fixed nominal interest rate from: 10.7%
Total amount repayable: from
Total Cost Credit:
from
Loan term

Loans for Home Improvements and Refinance under €20,000 have a max term of 7 years. Terms up to 10 years are available from €20,000 up to €75,000. We will assign you the appropriate interest rate based on your financial profile and credit history once your application has been reviewed. See our rate table below for more information about the loan values and applicable interest rates.

Loans for Home Improvements and Refinance under €20,000 have a max term of 7 years. Terms up to 10 years are available from €20,000 up to €75,000. We will assign you the appropriate interest rate based on your financial profile and credit history once your application has been reviewed. See our rate table below for more information about the loan values and applicable interest rates.

Loan calculator for illustrative purposes only (loan calc page)

The loan calculator results are for illustrative purposes only.

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how much you could save on a loan with Avant Money

Dream big, live now.

See how much you could save on a €30,000 Personal Loan versus other lenders over a 5 year term from Avant Money.†

Avant Money
6.7
%
APR
Our low Personal Loan rate
Versus
PTSB
Save €3,048.81
10.5% APR
Credit Union
Save €3,032.64
10.48% APR
AIB
Save €1,799.74
8.95% APR
BOI
Save €320.35
7.1% APR

†Source of repayment information are correct as of 14th May 2025 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €30,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €8,267.80; AIB, 8.95% APR, cost of credit €7,018.81; Bank of Ireland, 7.1% APR, cost of credit €5,539.42; Credit Union, 10.48% APR, cost of credit €8,251.71

†Source of repayment information are correct as of 14th May 2025 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €30,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €8,267.80; AIB, 8.95% APR, cost of credit €7,018.81; Bank of Ireland, 7.1% APR, cost of credit €5,539.42; Credit Union, 10.48% APR, cost of credit €8,251.71

Got a question Loans FAQ

Person placing blocks with the letters F A and Q to denote Frequently asked questions for Avant Money Loan application queries

Got a question?

Are you looking to take the next step in obtaining your financial goals? Avant Money offers affordable personal loans designed for your personal needs.

Whether you're planning to get and upgrade of your living space with a home improvement loan, drive away in your dream car with a car loan, or consolidate your finances with a refinance loan, we are here to help.

Everything you need to know about getting an Avant Money personal loan can be found in our Loans FAQs page.

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Personal loan interest rates

Personal loans interest rates

Loans from
Loan €
 
Fixed interest*
Fixed rate
 
APR*
APR
€5,000 – €19,999
 
8.1% – 18.3%
 
8.4% – 19.9%
€20,000 – €29,999
 
6.9% – 15.7%
 
7.1% – 16.9%
€30,000 – €75,000
 
6.5% – 15.7%
 
6.7% – 16.9%

*Rates and loan terms are correct as of 14th May 2025 and are subject to change (Source: CCPC.ie, excluding green loans). Maximum APR (Annual Percentage Rate) is 19.9%. Minimum loan term is 12 months and maximum term is 120 months, loan terms vary depending on the purpose of the loan, terms greater than 84 months up to a maximum of 120 months are only available for refinance and home improvement loans of €20,000 to €75,000.

Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.

warning

Our interest rates vary depending on the value of your loan and credit profile. We will assign you the appropriate interest rate once your application has been reviewed. To find out more about the loan values and applicable interest rates, check out our rate table.

warning component

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.