Loan Calculator

Loan Calculator

Calculate Your Loan Options: Quick and Easy Loan Calculator

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Calculate your loan repayments

Use our Loan calculator to find out how much you can borrow and how much your repayments could be on loans from €5,000 - €75,000. Avant Money personal loans come with fixed interest rates, no early repayment fees and flexible loan terms.

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Loan Calculator


Personal loan details

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Loan amount
€2000
Monthly repayments
€2000
*APR
5.9%
Fixed nominal interest rate from: 10.7%
Total amount repayable: from
Total Cost Credit:
from
Loan term

Loans for Home Improvements and Refinance under €20,000 have a max term of 7 years. Terms up to 10 years are available from €20,000 up to €75,000. The loan calculator results are for illustrative purposes only. We will assign you the appropriate interest rate based on your financial profile and credit history once your application has been reviewed. See our rate table below for more information about the loan values and applicable interest rates.

Loans for Home Improvements and Refinance under €20,000 have a max term of 7 years. Terms up to 10 years are available from €20,000 up to €75,000. The loan calculator results are for illustrative purposes only. We will assign you the appropriate interest rate based on your financial profile and credit history once your application has been reviewed. See our rate table below for more information about the loan values and applicable interest rates.

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Need more help?

Got a question? Everything you need to know about getting an Avant Money personal loan can be found in our Loans FAQs page.

how much you could save on a loan with Avant Money

Dream big, live now.

See how much you could save on a €20,000 Personal Loan versus other lenders over a 5-year term from Avant Money.†

Avant Money
6.8
%
APR
Our low Personal Loan rate
Versus
Credit Union
Save €1,975.51
10.48% APR
PTSB
Save €1,970.77
10.5% APR
AIB
Save €1,153.57
8.95% APR

†Source of repayment information are correct as of 4th September 2024 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €20,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 8.95% APR, cost of credit €4,679.20; Credit Union, 10.48% APR, cost of credit €5,501.14.

†Source of repayment information are correct as of 4th September 2024 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €20,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 8.95% APR, cost of credit €4,679.20; Credit Union, 10.48% APR, cost of credit €5,501.14.

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Personal loan interest rates

Personal loans interest rates

Loans from
Loan €
 
Fixed interest*
Fixed rate
 
APR*
APR
€5,000 – €19,999
 
8.4% – 18.3%
 
8.7% – 19.9%
€20,000 – €75,000
 
6.6% – 15.7%
 
6.8% – 16.9%
 
 
 
 
 

*Rates and loan terms are correct as of 4th September 2024 and are subject to change (Source: CCPC.ie). Maximum APR (Annual Percentage Rate) is 19.9%. Minimum loan term is 12 months and maximum term is 120 months. Loan terms vary depending on the purpose of the loan; 120 month terms are only available for Home Improvement and Refinance loans of €20,000 to €75,000.

Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.

warning

Our interest rates vary depending on the value of your loan and credit profile. We will assign you the appropriate interest rate once your application has been reviewed. To find out more about the loan values and applicable interest rates, check out our rate table.

warning component

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

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