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Want more from your credit card?
Avant Money credit cards give you up 56 days of interest free credit plus get hundreds of offers from the Best Rewards & Loyalty Programme in Ireland.

Bonkers award

  • Best Rewards & Loyalty Programme, Bonkers.ie National Consumer Awards 2021

    Avantages.
    The best rewards programme in Ireland.

    Available to all credit card customers.

    Bonkers.ie National Consumer Awards 2021

Feature list One Card

One® card

The credit card with Ireland’s most comprehensive introductory offers, active from day one.

check_circle0% balance transfers for 6 months
check_circle0% money transfers for 9 months
check_circle0% purchases for 3 months
check_circle16.8% standard interest rate for purchases, transfers and cash withdrawals

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Reward plus card feature list

Reward+® card

Take control and build your own credit card with our enhanced suite of everyday rewards and offers.

check_circleIreland’s best cashback rate of 1.25%
check_circleOnly interest refund on the market of 15%
check_circleStarter bonus of €30 to get you up and running

Card Builder

Build your card

Choose the option that best suits you:

Pick your introductory offer:
Zero interest intro offers

0% interest on money transfers for 3 months, balance transfers for 2 months and purchases for 1 month.

€30 starter bonus

Get ahead of the Government Stamp Duty with €30 paid directly into your account.

Choose your always-on reward:
15% interest refund

Be confident with up to 15% of your interest back every month on purchases.

1.25% cashback

Ireland's best always-on cashback rate on credit card retail and entertainment purchases.

16.8%

Standard interest rate for purchases, transfers and cash withdrawals*

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Features and benefits

Standard across all of our credit card products.

3 cards

Avantages® loyalty programme

Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Additional card holders

You can add up to three additional card holders to your account at no extra cost. Share your credit limit with your family and they will receive their own card and PIN.

Money transfer

Transfer funds from your credit card to your bank account when you need it. Give yourself the freedom and flexibility to cover all your payment needs.

Three Cards (Icons)

Secure online shopping

When shopping online it’s important to feel safe and secure. 3-D Secure provides more security to your online shopping cart, making it safer and easier for you to checkout.

56 days of zero interest

You can enjoy up to 56 days interest-free credit when you make purchases on your Avant Money credit card by paying off your bill in full and on time every month.

My Avant Money

Manage your My Avant Money account from the comfort of your home. View your statements and transactions online when it suits you.

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Understanding your card

Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:

Variable interest rate

16.8%

Annual Percentage Rate from:

22.9%

Government stamp duty

€30.00

Total cost of credit

€166.50

Total amount repayable

€1666.50

Other fees and charges link

warning

The representative example is for illustrative purposes only.

warning

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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Lending criteria, terms and conditions apply. Rates correct as of 25th March 2021 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.