Mortgages apply now

Ireland’s best value mortgages*
Lower your monthly repayments and save thousands over
the life of your mortgage with Avant Money.*

Mortgage calculators

Mortgage calculators

How much will it cost?

See how much your monthly repayments would be and how much you could save if you’re switching to us.

How much can I borrow?

See how much you could borrow based on your income and outgoings.

Get approval

Take your first step with Avant Money and get approval in principle in less than ten minutes.

Mortgage calculators are hosted by our partner 'OnlineApplication'.

Mortgages features and benefits

Market leading features and benefits you won’t find anywhere else.

Try out our calculators to see how much you could save today!
Fixed rates from 1.95%
Whether switching or buying, you won’t find a better value mortgage in Ireland with our lowest fixed rates from 1.95% and the best value follow on rates.
Tailored to you
Repay your mortgage over terms from 5 to 30 years. Choose a fixed rate option between 3 and 30 years.
Pay more, save more
10% annual overpayment allowance so you can save thousands, giving you the option to pay off your mortgage sooner.*
Max 90% loan to value
Borrow up to 90% of the value of your house for first-time buyers and up to 80% for home movers and switchers.
Flexibility built-in
Simple and fair max 2% early redemption fee if you redeem your mortgage. We will waive or refund this fee if you keep your mortgage with us.**
Exclusive brokers
Our mortgages are available exclusively from selected mortgage brokers who will offer you advice to select the right product for you.

One Mortgage features

One Mortgage

One fixed rate for the whole term. The One and only mortgage you’ll need.

check_circleOne fixed rate for your entire mortgage term.
check_circleFlexibility to overpay and move house without penalty.**
check_circleLifetime fixed rate terms from 15 to 30 years.

Fixed term rates features

Fixed term rates

Take the complexity out of buying or switching with our simple, low rate mortgages fixed from 3 to 10 years.

check_circleChoice. Fixed rates for 3, 4, 5, 7 or 10 years.
check_circleBest value fixed rate mortgage in Ireland from only 1.95%.*
check_circleSavings. Market leading follow-on variable rates from 2.0%.*

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Our mortgage products

Choose between 3 and 30 year fixed terms. Rates from 1.95%.

Mortgages three cards, brokers faqs, and about us


A mortgage broker does more than just help find the right product for you. They’ll guide you through the mortgage journey and answer any questions you may have.

Mortgage FAQs

Everything you need to know about our mortgage products. Useful information and documents to help guide you on your mortgage journey.

About Us

We’ve been delivering the best credit products in Ireland for over twenty years. We’re excited to continue bringing excellent value to Irish consumers with our mortgages, personal loans and credit cards.

mortgages warning 1

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

mortgages waring box 2

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

mortgages warnign box 3

The following applies in the case of variable rate loans:
Warning: The payment rates on this housing loan may be adjusted by the lender from time to time

mortages warning box 4

The following applies in the case of fixed rate loans:
Warning: You may have to pay charges if you pay-off a fixed rate loan early

Mortgages warnign box 5

Warning: If you do not keep up your repayments you may lose your home.

source of claims mortgages

*Source of claims relating to:
1. Ireland’s best value mortgages and best value fixed rates are based on Avant Money mortgage products having the lowest indicative APRC for the full term in each loan to value bracket, by reference to as of 6 April 2022.
3. Save thousands using annual overpayment allowance based on example: customer takes a €250,000 mortgage over 20 years at a rate of 2.6%. By making a one-off €22,000 overpayment at the start of year four, this customer would save €11,263 interest and repay their mortgage two years early.
4. Save thousands over the life of your mortgage based on a customer taking a 10-year fixed rate with Avant Money saving €69 monthly and €29,259 in total over the life of their mortgage versus the next best mortgage provider. This calculation is based on a 25-year mortgage, a balance of €300,000 and a loan to value of 90%.
**To qualify, you must take out a new mortgage with Avant Money for at least the same amount, term and within 12 months of redeeming your original mortgage. Subject to credit approval on the new mortgage.