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Ireland’s best value mortgages*
Lower your monthly repayments and save thousands over the life of your mortgage with Avant Money.*

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Why choose an Avant Money Mortgage?

Market leading features and benefits you won’t find anywhere else

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The lowest fixed rates

Whether switching or purchasing, get Ireland’s lowest fixed rates from as low as 1.95%, only from Avant Money.*

Tailored to you

Repay your mortgage over terms from 5 to 30 years. Choose a fixed rate option between 3 and 30 years.

Pay more, save more

10% annual overpayment allowance so you can save thousands, giving you the option to pay off your mortgage sooner.*

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Max 90% loan to value

Borrow up to 90% of the value of your house for first time buyers and up to 80% for home movers and switchers.

Flexibility built in

Simple and fair max 2% early redemption fee if you redeem your mortgage. We will waive or refund this fee if you keep your mortgage with us.**

Exclusive brokers

Our mortgages are available exclusively from selected mortgage brokers who will offer you impartial advice to select the right product for you.

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One Mortgage

One fixed rate for the whole term. The One and only mortgage you’ll need.

check_circleOne fixed rate for your entire mortgage term.
check_circleFlexibility to overpay and move house without penalty.**
check_circleLifetime fixed rate terms from 15 to 30 years.

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Fixed term rates

Take the complexity out of buying or switching with our simple, low rate mortgages fixed from 3 to 10 years.

check_circleChoice. Fixed rates for 3, 4, 5, 7 or 10 years.
check_circleLowest rates in Ireland from only 1.95%.*
check_circleSavings. Market leading follow-on variable rates from 2.5%.*

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Our mortgage products

Choose between 3 and 30 year fixed terms. Rates from 1.95%.

Mortgages three cards, brokers faqs, and about us


A mortgage broker does more than just help find the right product for you. They’ll guide you through the mortgage journey and answer any questions you may have.

Mortgage FAQs

Everything you need to know about our mortgage products. Useful information and documents to help guide you on your mortgage journey.

About Us

We’ve been delivering the best credit products in Ireland for over twenty years. We’re excited to continue bringing excellent value to Irish consumers with our mortgages, personal loans and credit cards.

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Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

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Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

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The following applies in the case of variable rate loans:
Warning: The payment rates on this housing loan may be adjusted by the lender from time to time

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The following applies in the case of fixed rate loans:
Warning: You may have to pay charges if you pay-off a fixed rate loan early

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Warning: If you do not keep up your repayments you may lose your home.

source of claims mortgages

*Source of claims relating to:
1. Ireland’s lowest fixed rates are by reference to as at 18 June 2021.
2. Ireland’s best value mortgages are based on Avant Money mortgage products having the lowest indicative APRC for the full term in each loan to value bracket, by reference to as at 18 June 2021.
3. Save thousands using annual overpayment allowance based on example customer taking a €250,000 mortgage over 20 years at a rate of 2.6%. By making a one off €22,000 overpayment at the start of year four this customer would save €11,263 interest and repay their mortgage two years early.
4. Save thousands over the life of your mortgage based on a customer taking a seven-year fixed rate with Avant Money saving €134 monthly and €26,032 in total over the life of their mortgage versus the next best mortgage provider. This calculation is based on a 30-year mortgage, a balance of €300,000 and a loan to value of 80%.
**To qualify, you must take out a new mortgage with Avant Money for at least the same amount, term, and within 12 months of redeeming your original mortgage. Subject to credit approval on the new mortgage.