header rewards plus

Your money,
your way,
your Reward+
Build your Reward+ card with a mix of extraordinary rewards and offers, for now and every day.


title component

Features and benefits

A mixture of introductory offers and everyday rewards.

3 cards

Avantages® loyalty programme

Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Additional card holders

You can add up to three additional card holders to your account at no extra cost. Share your credit limit with your family and they will receive their own card and PIN.

Money transfer

Transfer funds from your credit card to your bank account when you need it. Give yourself the freedom and flexibility to cover all your payment needs.

3 cards

Secure online shopping

When shopping online it’s important to feel safe and secure. 3-D Secure provides more security to your online shopping cart, making it safer and easier for you to checkout.

56 days of zero interest

You can enjoy up to 56 days interest-free credit when you make purchases on your Avant Money credit card by paying off your bill in full and on time every month.

My Avant Money

Manage your My Avant Money account from the comfort of your home. View your statements and transactions online when it suits you.


single card - reward plus

Reward+® card

Take control and build your own credit card with our enhanced suite of everyday rewards and offers.

check_circleOnly interest refund on the market of 15%
check_circleIreland’s best cashback rate of 1.25%
check_circle0% interest intro offers on transfers & purchases

Card builder

Build your card

Select the options that best suits you:

Pick your introductory offer:
Three 0% interest offers

0% interest on money transfers for 3 months, balance transfers for 2 months and purchases for 1 month.

Government Stamp Duty covered

Get ahead of the Government Stamp Duty in your first year with €30 paid directly into your account.

Choose your always-on reward:
15% interest refund (exclusive to Avant Money)

We will refund you up to 15% of your interest on retail purchases every month.

Cashback on retail spend of 1.25%

Ireland's best always-on cashback rate on credit card retail and entertainment purchases.


Standard interest rate for purchases, transfers and cash withdrawal*



Understanding your card

Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:

Variable interest rate


Annual Percentage Rate from:


Government stamp duty


Total cost of credit


Total amount repayable




The representative example is for illustrative purposes only.


Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.


Lending criteria, terms and conditions apply. Rates correct as of 30th March 2021 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.


3 cards

Balance transfer

A Balance Transfer allows you to transfer a balance owed on another credit card to your Avant Money credit card. Manage just one monthly payment to save money on interest.

Money transfer

A Money Transfer is the ability to transfer money from your credit card to your bank account. With a fast approval you could have the money in your account within one business day.

Personal loans

Budget with confidence with our fixed rate loans, so you pay the same amount every month with no hidden charges. Borrow from €5,000 up to €75,000 with loan terms from 1 to 10 years.