Look on the plus side with €150 cashback.

Which card you choose is entirely up to you depending on how you manage your credit card. If you have a balance from your current card which you want to bring to your new Avant Money Credit Card, then the longer promotional rate for balance transfers on Avant Money One Card might be your preferred option. If you believe that you are not likely to pay off the full balance on your retail spending every month and therefore occasionally you will have to pay retail interest, then Avant Money Reward+ might be the better option for you.

We’ve made applying for an Avant Money Reward+ Card as easy as possible. This credit card has its own unique features and benefits. Start your credit card application journey online through our Credit Card Eligibility Checker. Once your application has been reviewed you will be contacted. If we need anything from you, we’ll be in touch so just keep an eye on your phone and email.

We will need to confirm the following documents in order to process your application:

- Proof of identification
- Proof of address (dated within the last 3 months)
- Recent bank statement, dated within the last 30 days

It is very easy to switch your credit card from another provider to an Avant Money Credit Card. Switching is as easy as calling our dedicated team on 071 959 4051 if you’re new to Avant Money, or using My Avant Money if you’re already a customer. If you have an existing balance on your current card, you can take it with you with balance transfers from Avant Money. You may even save money with our lower interest rates.

How much do I need to spend to qualify?
You need to spend €500 in qualifying transactions in each of the first three months following account opening. Month 1 will start on the date that your account is opened and finish on the same date the following month.

What transactions are not included?
Cash transactions, gambling activity and cryptocurrency purchases are not eligible, meaning that any spend of this nature will not count towards the €500 needed to get the €150 cashback. Any amounts automatically taken from your account including interest, charges, government stamp duty and fees are also not included. A full list of transactions that are not included is available here.

Are Balance Transfers and Money Transfers eligible?
Yes, Balance Transfers and Money Transfers count as eligible purchases.

What happens if qualifying purchases are refunded?
We will deduct the refunded amount in the statement period that the original purchase was made, reducing your qualifying spend in that period.

When will the €150 be credited to my account?
If you have enough qualifying spend we will credit the €150 to your account within 6 months of account opening.

Will the €150 credit reduce my minimum payment due?
No, your monthly minimum payment will still be calculated in line with our Terms and Conditions.

Anything else I should know?
Yes. You must continue to make at least your minimum payment by the date advised on your statement to receive your €150. If we suspend, block or cancel your card, due to the non-payment of a balance outstanding for more than 60 days, you will not be eligible.

No. There is no account management or service fees on Avant Money Credit Cards. Government stamp duty: each year the government charges a tax (stamp duty) on credit cards. This charge is applicable to each unique card/account held in your name. This stamp duty may change on a yearly basis depending on the amount agreed by the government in the annual budget.