Our Zero is just the ticket
Move funds from your Avant Money credit card to your current account at 0% interest for 12 months. Transfer up to 95% of your available credit.
Save on your monthly payments by transferring balances from other lenders to your Avant Money credit card.
Get the flexibility to shop with ease, whether it’s for everyday essentials or larger items.
Get €150 cashback credited directly to your account. Enjoy a little extra cash for whatever you choose.
For credit card purchases, transfers and cash withdrawals.
Use our mobile app to make payments, track balances, and review transactions anytime – plus, enjoy many more great benefits.
Our eligibility checker takes into account a high level overview of your income and expenses to give you a sense of your eligibility before you apply.
Understanding your One Card credit card
Get to know everything there is to know about your Avant Money One Card
- Variable interest rate: 16.8%
- Annual Percentage Rate up to: 22.9%
- Government stamp duty: €30.00
- Total cost of credit: €166.50
- Total amount repayable: €1666.50
How to apply for Avant Money Credit Cards ?
You can apply for a credit card online or by calling our dedicated cards team between the hours of 8am to 8pm Monday to Friday, and 8am to 2pm on Saturday (excluding Bank Holidays). Read our Credit Cards FAQs here.
Call us today on:
(01) 448 5827
Frequently Asked Questions
Should I choose Avant Money one card or Avant Money reward+?
Which card you choose is entirely up to you depending on how you manage your credit card. If you have a balance from your current card which you want to bring to your new Avant Money credit card, then the longer promotional rate for balance transfers on Avant Money one card might be your preferred option. If you believe that you are unlikely to pay off the full balance on your retail spending every month and therefore occasionally you will have to pay retail interest, then Avant Money reward+ might be the better option for you.
How do I apply for an Avant Money one card?
We’ve made applying for an Avant Money one card as easy as possible. This credit card has its own unique features and benefits. Start your credit card application journey online through our credit card eligibility checker. Once your application has been reviewed you will be contacted. If we need anything from you, we’ll be in touch so just keep an eye on your phone and email.
We will need to verify the following documents in order to process your application:
- Proof of identification
- Proof of address (dated within the last 3 months)
- Recent bank statement, dated within the last 30 days
How can I switch my current credit card to Avant Money one card?
It is very easy to switch your credit card from another provider to an Avant Money credit card. Switching is as easy as calling our dedicated team on 071 959 4051 if you’re new to Avant Money, or logging into My Avant Money if you’re already a customer. If you have an existing balance on your current card, you can take it with you with balance transfers from Avant Money. You may even save money with our lower interest rates.
What are the qualifying criteria for €150 cashback
What do I need to do to qualify for the €150 cashback?
You need to complete a balance transfer of at least €1,000 within 90 days of account opening.
When will the €150 be credited to my account?
If you have completed a balance transfer of at least €1,000 within the 90 days of account opening, we will credit the €150 reward to your account within 6 months of account opening.
Will the €150 reduce my minimum payment due?
No, your monthly minimum payment will be calculated in accordance with our Terms and Conditions.
Anything else I should know?
Yes. You must continue to make at least your minimum payment by the date advised on your statement to receive your €150 reward. If we suspend, block or cancel your card, due to the non-payment of a balance outstanding for more than 60 days, you will not be eligible.
Is there a monthly or annual service fee on credit cards?
No. There is no account management or service fees on Avant Money credit cards. Government stamp duty: each year the government charges a tax (stamp duty) on credit cards. This charge is applicable to each unique card/account held in your name. This stamp duty may change on a yearly basis depending on the amount agreed by the government in the annual budget.
Lending criteria, terms and conditions apply. Rates correct as of 9th January 2025 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland.
† Info correct as of 9th January 2025, source CCPC.ie.
*You will need to complete a balance transfer or money transfer within the first 90 days of opening your account to avail of the promotional rates. For any offers related to purchases, the promotional period commences from the date your account is opened. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
**Offer valid from 2nd February 2024. €150 cashback on One Card subject to a balance transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded, see details at Credit Cards FAQs.
A Balance Transfer allows you to transfer a balance owed on another credit card to your Avant Money credit card. Manage just one monthly payment to save money on interest.
A Money Transfer is the ability to transfer money from your credit card to your bank account. With a fast approval you could have the money in your account within one business day.
Budget with confidence with our fixed rate loans, so you pay the same amount every month with no hidden charges. Borrow from €5,000 up to €75,000 with loan terms from 1 to 10 years.
