One card apply

Get €150 Cashback* when you switch to One Card
The credit card with Ireland’s most comprehensive introductory offers, active from day one.



Features and benefits

One card with zero interest offers and loads of highlights.

One card features

Avantages® loyalty programme

Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Additional card holders

You can add up to three additional card holders to your account at no extra cost. Share your credit limit with your family and they will receive their own card and PIN.

Money transfer

Transfer funds from your credit card to your bank account when you need it. Give yourself the freedom and flexibility to cover all your payment needs.

One card features

Digital Wallet

Connect your card to pay with your phone with Google Pay or Apple Pay.

56 days of zero interest

You can enjoy up to 56 days interest-free credit when you make purchases on your Avant Money credit card by paying off your bill in full and on time every month.

My Avant Money

Manage your My Avant Money account from the comfort of your home. View your statements and transactions online when it suits you.

One card features

One® card

The credit card with Ireland’s most comprehensive introductory offers, active from day one.

check_circle€150 credited to your account†
check_circle0% money transfers for 12 months
check_circle0% balance transfers for 9 months
check_circle0% purchases for 3 months
check_circle16.8% standard interest rate for purchases, transfers and cash withdrawals
Check my eligibility

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Card tel number

You can also apply by calling our dedicated cards team between the hours of 8am to 8pm Monday to Friday, and 8am to 2pm on Saturday (excluding Bank Holidays).

Call us today on:
(01) 448 5827

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One Card rates explained

Understanding your card

Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:

Variable interest rate


Annual Percentage Rate from:


Government stamp duty


Total cost of credit


Total amount repayable


fees + charges


The representative example is for illustrative purposes only.

warning component

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

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Lending criteria, terms and conditions apply. Rates correct as of 2nd February 2024 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.

*Offer valid from 2nd February 2024. €150 cashback on One Card subject to a balance transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded, see details at Credit Cards FAQs.

3 cards

Balance transfer

A Balance Transfer allows you to transfer a balance owed on another credit card to your Avant Money credit card. Manage just one monthly payment to save money on interest.

Money transfer

A Money Transfer is the ability to transfer money from your credit card to your bank account. With a fast approval you could have the money in your account within one business day.

Personal loans

Budget with confidence with our fixed rate loans, so you pay the same amount every month with no hidden charges. Borrow from €5,000 up to €75,000 with loan terms from 1 to 10 years.