Security centre

We work to protect you
At Avant Money, we take the protection of your personal information seriously. We consistently work on our policies, procedures and protections to protect you and your information against fraud.

Various types of scams in operation

Various types of scams in operation

There are various types of scams in operation, we've listed some of these below. Being aware and informed is just one way you can be armed against falling victim to fraud.

various scams row 1

Fraudsters use fake emails in order to induce individuals to reveal personal or sensitive information.

The use of voicemails or phone calls by fraudsters to obtain sesitive data from indivuduals for their gain.

Fraudsters send text messages purporting to be from reputable companies in order to induce individuals to reveal personal information.

various scams row 2

Investment scams are where fraudsters try to trick you into investing money, for example, in stocks, commodities, currency, or even real estate.

Fraudsters install illegal devices on ATMs, point-of-sale (POS) terminals, or fuel pumps with the intent to capture data such as your credit card PIN.

Current fraud alerts.

Current fraud and security alerts

Current scams that we are aware of are listed below.

Advanced Fee Fraud

 Advance Fee Fraud

Updated: 05.07.2024

Avant Money has become aware of a third party claiming to offer Avant Money products. Avant Money do not use intermediaries for loans or credit cards. (We do use brokers for Mortgage applications however).

All applications for loans or cards should be made directly with Avant Money.

It is likely that this third party is involved in Advance Fee Fraud. This is where a firm convinces you to pay an upfront fee to apply or disburse a credit product.

Credit providers regulated by the Central Bank of Ireland are not allowed to charge any administration fees to apply for a loan. If you are dealing with a regulated provider, you will never have to pay a fee up front before getting a loan, or have to pay a fee to ‘release’ the loan or loan documentation. If you are asked to pay a fee, you should not use that provider as it is likely to be a scam. If you share your payment details with these providers, you are at risk of losing significant amounts of money.

Do your research beforehand: Warning signs on a provider’s website to indicate it is a possible scam are:

• The provider does not state it is regulated by the Central Bank of Ireland.

• A promise of quick loan turnarounds that try to push you into making a quick decision with limited information.

• It says there will be no ‘credit checks’ or guarantees to give loans to people with bad credit.

If you’re considering the use of an intermediary, please be sure to first confirm the firm is regulated to determine if the company or individual is appropriately authorised to operate as an Credit firm. The list of authorised firms is available at registercentralbank.ie . The Central Bank of Ireland can also be contacted about such companies on (01) 224 4000.

Please visit the Central Bank of Ireland’s regulated financial service providers/collective investment schemes listing. A list of all warning notices issued to date on unauthorised firms is also available on the website: Warnings and Alerts | Central Bank of Ireland. It could save you and your monies, if you spot a scam before it is too late.

Security Alerts

Beware of fraudulent calls

Updated: 09.04.2024

Avant Money has become aware of fraudulent calls being made to consumers about potential fraud on their card accounts. The calls appear to be coming from a number 01 2308 414 however this number does not belong to Avant Money and is most likely being spoofed.*

Callers are pretending to be Avant Money representatives in an attempt to trick you into disclosing your security credentials in order to authorise transactions for their use. If the caller claims to be one of our employees and you have reason to doubt their identity, hang up and, if possible, use a different phone and dial the telephone number at the back of your credit card to check if an agent from Avant Money tried to contact you.

*A hoax or trick

Fraudulent calls being made to consumers about potential fraud on their card accounts

Updated: 21.11.2023

Avant Money has become aware of fraudulent calls being made to consumers about potential fraud on their card accounts. The calls appear to be coming from a number +353 191 28001 however this number does not belong to Avant Money and is most likely being spoofed*

Callers are pretending to be Avant Money representatives in an attempt to trick you into disclosing your security credentials in order to authorise transactions for their use. If the caller claims to be one of our employees and you have reason to doubt their identity, hang up and, if possible, use a different phone and dial the telephone number at the back of your credit card to check if an agent from Avant Money tried to contact you.

*A hoax or trick

Fraudulent calls being made to consumers about potential fraud on their card accounts

Updated: 27.07.2023

Avant Money has become aware of fraudulent calls being made to consumers about potential fraud on their card accounts. The calls appear to be coming from our customer services number 0818 211 784 however this number is being spoofed* and is an inbound number only (staff cannot make outgoing calls fro this number). 

Callers are pretending to be Avant Money representatives in an attempt to trick you into disclosing your security credentials in order to authorise transactions for their use.

*A hoax or trick

Avoid falling victim to a scam.

Protect yourself by being alert.

By following these tips, you can protect yourself from falling victim to fraudsters.

image of hand with security sheild

Avant Money staff will never ask you to move money from one account to another.
Never move funds from one account to another if asked to do so by an anyone unknown to you. If someone contacts you threatening legal action or a possible fine for not transferring funds, conduct some research or consult a legal advisor before taking action.
Avant Money staff will never ask you for your card security details or login information by phone, text message or email.
Never share sensitive information such as your PIN or one-time passcode with anyone, especially if they’ve contacted you unsolicited. Avant Money staff will never ask you for these details or would not ask you to accept a push notification to cancel a fraudulent transaction.
Avant Money staff will never ask you to click on a link (via email or text message) to login or access your Avant Money account.
Only login to your Avant Money account through the following URL https://my.avantmoney.ie. Be wary of any links sent to you in texts or emails. If you need to log into you account and not sure where to go, use the 'login' link on our website under 'Credit cards'.
Avant Money staff will never ask you to download software such as 'Any desk' or ask you to 'share your screen' during a call.
Never download software if someone claiming to work from Avant Money requests that you do so. They’re likely trying to access your personal information.
Not sure the call is from us? End the call and contact us right away using the call number on the back of your card. We will be more than happy to assist!
Remember - Fraudsters can fake phone numbers to make them appear legitimate. Although the caller ID might appear to be from an organisation’s number, that’s not always the case. Contact the organisation directly using an official email or phone number. Never hit the call-back button.
The tax office or the Department of Social Protection will never ask for your personal security or financial information through email, text or phone.
To avoid falling victim to an impersonation scam, ensure your personal information is not disclosed in these circumstances.

reporting a fraud title

What to do if you’re a victim of fraud?

What to do if you're a victim of fraud

If you've been tricked by a fraudster into sending them money, or you are concerned you have provided personal information in response to a fraudulent SMS text message, we’d ask that you contact us immediately.

If you think you‘ve been a victim of fraud or have noticed unusual activity on your account after receiving an SMS text message, we’d ask that you contact us immediately.

If you believe you’ve received a fraudulent phone call, text message or email, please email the details to [email protected], or simply call us on the number on the back of your card to inform us about your experience.

Reporting a fraud

Lost or stolen credit card?

 

If your credit card is used without your permission, or it gets lost or stolen, please call our 24 hour Lost & Stolen Team on freephone 1800 286 262 or +353 71 95 94040 if you're calling from abroad.

If your concerned, the Avant Money Mobile app can give you additional information about your transactions. In the app, simply click on a transaction to see further details such as its location.

Phishing, smishing & vishing

 

If you believe you’ve received a fraudulent phone call, text message, or email, please forward us the correspondence to [email protected].

Don't recognise a transaction?

 

If a transaction is showing on your statement that you believe is incorrect, please check recent activity with any additional card holders. If you still don’t recognise it, contact our Customer Service Team on 0818 409 511*

* Contact centre hours are 8am to 8pm Monday to Friday and 8am to 2pm on Saturday, excluding Bank Holidays. Calls charged at national rates. Cost may vary depending on your telecoms provider

Freeze your card

 

If you have misplaced your card you can freeze it using the Avant Money Mobile app. Go to the 'Cards' tab and select 'Freeze card'. This immediately blocks your card from being used, giving you peace of mind.

When you find your card again you can instantly unfreeze it using the app.

Fraudsmart information

  • Be FraudSMART

    Fraud and scams can happen to anyone, at any time, and result in serious consequences for the victim.

    For hints and tips on how to Be Informed, Be Alert and Be Secure, visit FraudSMART.ie