Credit Cards, Personal Loans & Mortgages
Lower fixed mortgage rates
Get 1% of your mortgage back in cash
- New cashback incentive available to all new mortgage drawdowns from 1st Jan 2025 – 31st Dec 2025.
- Choose from any of our mortgage products.
- 1% cashback paid into your account within two months of your drawdown. For example, a customer borrowing a €400,000 mortgage gets €4,000.
- For phased drawdown mortgages, the 1% incentive amount will be calculated based on the initial mortgage drawdown amount.
*Rate of 3.40% (3.70% APRC) applies to a 4-year fixed rate with a loan to value (LTV) of 70% or less following which they revert to a variable rate or may choose another fixed rate. APRC is the Annual Percentage Rate of Charge.
**48 hours start once a fully completed application is submitted for credit assessment during business hours. Excludes weekends. If any documentation is missing this may impact the decision time.
Find out more about our mortgage products and rates.
Avant Money Products
Our fixed rates guarantee the same rate, every single day. No surprises. Find out more about our wide range of loan options.
Lower your monthly repayments and save thousands over the life of your mortgage with our 3, 4, 5, 7 and 10 year fixed rates.
Think your credit card gives you great intro offers and everyday rewards? Think again. Our cards do.
About us
Avant Money is the new name for Avantcard.
A new vision for consumer lending
We’ve been offering credit products in Ireland for over twenty years. Originally as MBNA and more recently as Avantcard.
We’re really excited to continue bringing excellent value to Irish consumers under our new name, Avant Money, with our mortgages, credit cards and personal loans.
Avant Money
An award-winning consumer finance company providing you with personal loans, mortgages and credit cards.
*Lending criteria and terms and conditions apply. The monthly repayment on a 20-year mortgage with Loan to Value (LTV) greater than 80% with variable borrowing rate of 3.95% on a mortgage of €100,000 is €603.35 for 240 months. Total amount repayable is €145,028.74. If interest rates increase by 1% an additional €53.85 would be payable per month. For this example, Annual Percentage Rate of Charge (APRC) of 4.0% applies and consists of variable borrowing rate of 3.95%, valuation fee of €185, and security release fee of €40. LTV is the amount borrowed as percentage of the value of your home. Information correct at 7th November 2024 and subject to change. You mortgage your home to secure the loan. Maximum loan is generally 3.5 times gross annual income (4.0 for first time buyers) and 90% of the property value (80% for switchers). The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home. Applications from residents of ROI over the age of 18 only, and subject to repayment capacity, financial status and property valuation. We require property and life insurance.
