Ireland's best fixed rates on personal loans over €20k*

A personal loan from Avant Money is an unsecured loan, meaning you don’t need to provide collateral like a home or car. It is not for business purposes, house purchase or investment. Personal loans can be quite flexible allowing you to borrow money for a variety of different purposes, such as buying a new car, going on holiday, financing home improvements or consolidating debt. The loan is repaid in regular monthly instalments, typically ranging from one to ten years, depending on the loan type, the term you choose, your repayment capacity, and the terms and conditions.

Avant Money offer personal loans from €5k to €75k at a fixed interest rate for the duration of the loan. The amount you’re eligible to borrow will be based on a number of different factors including your income and repayment capacity. You will need to clearly demonstrate repayment capacity for the loan amount and term requested in order to meet the regular repayments such as a bank statement with saving records. We will consider the interest rate, overall terms, and your future ability to repay or any likely change in circumstance when reviewing your loan application.

Avant Money offers Ireland’s best fixed rate on personal loans in Ireland over €20,000* at an APR of 6.8%. This gives you the peace of mind of knowing your loan repayments will be the same fixed cost each month. If you’re looking for a small loan from €5,000 to €19,000, then the APR starts from 8.7%. The Maximum APR (Annual Percentage Rate) on all Avant Money loans is 19.9%. The minimum loan term is 12 months and maximum term is 120 months. Loan terms vary depending on the purpose of the loan.

You can apply for a loan online with Avant Money in minutes. You must be over 18 and a resident of the Republic of Ireland. Avant Money’s online loan eligibility checker will help you understand if you are likely to be approved for a loan. You can then complete the loan application process online. To get a loan from Avant Money, you will need to provide the following: Personal Identification: Driver’s license, passport, or other valid ID, Proof of Address: Household utility bill, bank correspondence quoting account number, revenue correspondence, social welfare document quoting PPS number, or correspondence from government body or local county council, Bank Statements: 1 month of your most recent bank statement (dated within the last 30 days and showing your name and address), and Income verification: payslips and proof of payment in the bank statement.