Switch & Save with our guaranteed LOW rate on €20k+ personal loans
Repay as little as €221.04 per month over 10 years* Guaranteed great rates just for you!

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Best rate loan calculator
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Loans for Home Improvements and Refinance under 20,000 have a max term of 7 years. Terms up to 10 years are available from 20,000 up to 75,000.

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The loan calculator results are for illustrative purposes only.
Loans Details:
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Fixed nominal interest rate:
Annual percentage rate:
Cost of credit:
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See how much you could save versus other lenders with a 5 year loan from Avant Money of €20,000.


†Source of information respective lender websites and Switcher.ie as of 5th August 2021.

Based on a great credit score and €20,000 personal loan with a term of 60 months. Rates and loan terms are correct as of 5th August 2021 and are subject to change. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 9.0% APR, cost of credit €4,678.60; Ulster Bank, 7.9% APR, cost of credit €4,113.40; KBC, standard personal loan rate 7.3% APR, cost of credit €3801.09; Bank of Ireland, 6.8% APR, cost of credit €3,515.20.

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Loans, made by you.

With Avant Money, you set the loan amount down to the last euro and pick a repayment schedule that you’re comfortable with, all in your own good time. See why our personal loans stand out from the pack:

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check_circleBorrow €5k-€75k
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check_circle12-120 month loan terms
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Personal loan interest rates

Table - Best Price

Loans from
Loan €
Fixed interest*
Fixed rate
€5,000 – €9,999
10.7% – 18.3%
11.2% – 19.9%
€10,000 – €19,999
7.3% – 15.9%
7.5% – 17.1%
€20,000 – €39,999
5.9% – 13.9%
6.1% – 14.8%
€40,000 – €75,000
5.9% – 13.1%
6.1% – 13.9%

*Rates and loan terms are correct as of 1st July 2021 and are subject to change. Maximum APR (Annual Percentage Rate) is 19.9%. Minimum loan term is 12 months and maximum term is 120 months. Loan terms vary depending on the purpose of the loan; 120 month terms are available for Home Improvement and Refinance loans of €20,000 to €75,000

Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.

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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

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Need more help?

Everything you need to know about getting a personal loan from us can be found in our help centre.

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You can also apply by calling our dedicated loans team
between the hours of 8am to 8pm Monday to Friday, and
8am to 2pm on Saturday (excluding Bank Holidays).

Call us today on:
(071) 959 4014