Switch to the credit card that fits your needs

We’ve made applying for an Avant Money credit card as easy as possible. Choose from either our One Card or Reward + Credit Card each with its own features and benefits. Apply for a credit card online through our credit card eligibility checker. Once your application has been reviewed you will be contacted. If we need anything from you, we’ll be in touch so just keep an eye on your phone and email.

We will need to verify the following documents in order to process your credit card application:

- Proof of identification
- Proof of address (dated within the last 3 months)
- Recent bank statement, dated within the last 30 days

It is very easy to switch your credit card to an Avant Money credit card. Switching is as easy as calling our dedicated team on 071 959 4051 if you’re new to Avant Money, or logging into My Avant Money if you’re already a customer. If you have an existing balance on your current card, you can take it with you with credit card balance transfers from Avant Money. You may even save money with our lower interest rates.

An Avant Money credit card can give you peace of mind should you have unplanned expenses or to help avoid your bank’s overdraft fees and charges. You can also take control of your finances by transferring funds from your credit card to your bank account whenever you need it. All Avant Money credit cards support Apple and Google Pay for increased payment flexibility.

As an Avant Money credit card customer, you can enjoy up to 56 days interest-free credit when you make purchases by paying off your bill in full and on time every month. There is also the added benefit of managing your My Avant Money account from anywhere through your laptop or mobile phone.

Once you’ve applied for a credit card, we will evaluate your ability to repay and your financial status. When you apply for a credit card, each application is assessed against a standard checklist. This includes a thorough credit check. A personalised credit card limit will then be awarded to you.

The minimum payment for your credit card is what you must pay by the due date shown on your statement each month. This amount is calculated as follows:

If your credit card statement balance is €25 or less, it will be the total amount of the balance shown.

If your credit card statement balance is more than €25, your minimum payment will be the greater amount of either: €25 or 1% of your statement balance before any default charges, processing fees, foreign currency fees and interest (to which we'll then add an amount equal to the default charges, processing fees, foreign currency fees and interest). Your minimum payment will not exceed the balance shown on your statement.

In order to be eligible to apply for a credit card from Avant Money, you must be over 18 and a resident in the Republic of Ireland.

Please note that credit cards are unsecured and not available for business purposes, house purchase or investment.

The amount of credit you can receive is based on your ability to repay and your financial status. When you apply for a credit card, each individual application is assessed against a standard checklist. This includes a thorough credit check.