Credit Cards Ireland - Apply Online
Avantages
The best rewards programme in Ireland. Available to all Avant Money credit card customers.
The Avant Money credit card with Ireland’s most comprehensive introductory offers, active from day one.
Get rewarded with €150 cashback with Avant Money`s Reward+ card. Plus, up to 25% interest refund on purchases every month.
How to apply for Avant Money Credit Cards ?
You can apply for a credit card online or by calling our dedicated cards team between the hours of 8am to 8pm Monday to Friday, and 8am to 2pm on Saturday (excluding Bank Holidays). Read our Credit Cards FAQs here.
Call us today on:
(01) 448 5827
Credit Card features and benefits
See some of the great features and benefits of our credit cards below. These are standard across all of our Avant Money credit card products.
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.
You can add up to three additional card holders to your account at no extra cost. Share your credit limit with your family and they will receive their own card and PIN.
Transfer funds from your credit card to your bank account when you need it. Give yourself the freedom and flexibility to cover all your payment needs.
Connect your card to your phone with Google Pay or Apple Pay. Easy, secure and hassle-free transactions that are easy to track.
You can enjoy up to 56 days interest-free credit when you make purchases on your Avant Money credit card by paying off your bill in full and on time every month.
Manage your My Avant Money account from the comfort of your home. View your statements and transactions online when it suits you.
Get to know everything there is to know about your Avant Money credit card. Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:
16.8%
22.9%
€30.00
€166.50
€1666.50
Lending criteria, terms and conditions apply. Rates correct as of 2nd February 2024 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
*You will need to complete a balance transfer or money transfer within the first 90 days of opening your account to avail of the promotional rates. For any offers related to purchases, the promotional period commences from the date your account is opened.
** Info correct 2nd February 2024, source CCPC.ie. The 25% interest refund is payable on the interest charged on purchase transactions on your monthly statement. Refunds are payable a month in arrears to a maximum value of €24 per statement. Interest charged for cash transactions is not eligible to be refunded.
†Offer valid from 2nd February 2024. €150 cashback on Reward+ card subject to minimum monthly spend of €500 in first three months with cashback payable within six months of account opening. €150 cashback on One Card subject to a balance transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded, see details at Credit Cards FAQs.
Frequently Asked Questions
How do I apply for an Avant Money credit card?
We’ve made applying for an Avant Money credit card as easy as possible. Choose from either our One Card or Reward + Credit Card each with its own features and benefits. Start your credit card application journey online through our credit card eligibility checker. Once your application has been reviewed you will be contacted. If we need anything from you, we’ll be in touch so just keep an eye on your phone and email.
We will need to verify the following documents in order to process your application:
- Proof of identification
- Proof of address (dated within the last 3 months)
- Recent bank statement, dated within the last 30 days
How can I switch my current credit card to Avant Money?
It is very easy to switch your credit card to an Avant Money credit card. Switching is as easy as calling our dedicated team on 071 959 4051 if you’re new to Avant Money, or logging into My Avant Money if you’re already a customer. If you have an existing balance on your current card, you can take it with you with balance transfers from Avant Money. You may even save money with our lower interest rates.
How do Avant Money credit cards work?
An Avant Money credit card can give you peace of mind should you have unplanned expenses or to help avoid your bank’s overdraft fees and charges. You can also take control of your finances by transferring funds from your credit card to your bank account whenever you need it. All Avant Money credit cards support Apple and Google Pay for increased payment flexibility.
As an Avant Money credit card customer, you can enjoy up to 56 days interest-free credit when you make purchases by paying off your bill in full and on time every month. There is also the added benefit of managing your My Avant Money account from anywhere through your laptop or mobile phone.
What is the credit limit for Avant Money credit cards and minimum repayments?
Once you’ve applied for a credit card, we will evaluate your ability to repay and your financial status. When you apply for a credit card, each application is assessed against a standard checklist. This includes a thorough credit check. A personalised credit card limit will then be awarded to you.
The minimum payment for your credit card is what you must pay by the due date shown on your statement each month . This amount is calculated as follows:
If your credit card statement balance is €25 or less, it will be the total amount of the balance shown.
If your credit card statement balance is more than €25, your minimum payment will be the greater amount of either: €25 or 1% of your statement balance before any default charges, processing fees, foreign currency fees and interest (to which we'll then add an amount equal to the default charges, processing fees, foreign currency fees and interest). Your minimum payment will not exceed the balance shown on your statement .
Is there a credit check or eligibility requirements?
In order to be eligible to apply for a credit card from Avant Money, you must be over 18 and a resident in the Republic of Ireland.
Please note that credit cards are unsecured and not available for business purposes, house purchase or investment.
The amount of credit you can receive is based on your ability to repay and your financial status. When you apply for a credit card, each individual application is assessed against a standard checklist. This includes a thorough credit check.
