Unlock 95% of Your Credit Card Limit as Cash by sending money from your credit card to your bank account

When life takes an unexpected turn, having fast access to cash can make all the difference. Whether it’s for covering an unforeseen expense, helping out during a family emergency, or grabbing an opportunity that can’t wait, it’s essential to have financial flexibility. With the Avant Money One Card, you can turn up to 95% of your available credit limit on your credit card into cash in your bank account.

Here’s how you can take advantage of this feature and why it may suit you.

How to transfer money from your credit card to your bank account

Avant Money Credit Cards offer a simple and efficient way to transfer up to 95% of your available credit limit directly into your current account. There’s no need to apply for a separate loan or deal with extra paperwork, the entire process is designed to be fast and hassle-free. See the Money Transfer process below:

1. Log in to your Avant Money online account.
2. Go to the Money Transfer section.
3. Enter the amount you want to transfer (from €100 up to 95% of your credit limit) and your telephone number.
4. Once you confirm the request, a member of our contact centre team will then get in touch with you to complete the transfer.

Why choose Avant Money’s Money Transfer option?

Avant Money offers some of the most competitive interest rates for Money Transfers. The One Card Credit Card has Ireland’s most comprehensive introductory offers, active from day one^†. New Avant Money credit card customers can take advantage of 0% credit card interest on Money Transfers for the first 12 months*.

1. Competitive rates
   Avant Money provides some of the most competitive interest rates for Money Transfers. The One Card Credit Card has Ireland’s most comprehensive introductory offers, active from day one**. New Avant Money credit card customers can take advantage of 0% credit card interest on Money Transfers for the first 12 months*.
2. Freedom
   You can use the transferred cash for anything you need whether it’s paying off debts, covering emergency expenses, or investing in your home. The choice is entirely yours.
3. Seamless Process
   The entire Credit Card Money Transfer process is made simple with your Avant Money online account, giving you complete control, and getting rid of any unnecessary delays. A member of our contact centre team then gets in touch with you to complete the Credit Card Money Transfer.

Things to keep in mind when transferring money from your credit card

While the Money Transfer feature is very simple, it’s important to consider the following:

• Interest rates: Credit Card Money Transfers come with a standard interest rate when not taking advantage of introductory offers for new customers. Check your card’s terms and conditions for details.
• Fees: Review your credit card’s fee structure to make sure you know all the important information.
• Repayment plan: Timely repayments are crucial to avoid unnecessary interest charges. Setting up a direct debit can help you stay on track.

Why Avant Money for Money Transfers?

Avant Money is dedicated to offering financial services that focus on offering customers convenience and value. For instance, the Money Transfer feature has already helped many customers manage unexpected financial needs quickly and efficiently.

Avant Money continues to develop features like this to help customers along their financial journeys with confidence.

Explore more about Avant Money Credit Cards

Ready to take advantage of all the benefits your Avant Money Credit Card offers? Log in to your account today and see how the Money Transfer feature can work for you. Not yet a cardholder? Visit Avant Money Credit Cards to find the right card for your needs.

When you apply for a credit card with Avant Money, the amount of credit you can receive is based on your ability to repay and your financial status. Each individual application is assessed against a standard checklist. This includes a thorough credit check.

Avant Money is now a branch of Bankinter, and together, they are offering you a way to grow your money with the new Fixed Term Deposit account.

Variable interest rate 16.8%. Typical APR 22.9% (Annual Percentage Rate) includes government stamp duty of €30.

Representative example: assuming credit limit of €1,500 repaid in 12 equal monthly instalments, total amount repayable is €1,666.50. Total cost of credit is €166.50.

† Info correct as of 9th January 2025, source CCPC.ie.

*For any offers related to purchases, the promotional period commences from the date your account is opened. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rate. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate of 16.8%. Money Transfers are available from €100 up to 95% of your credit limit.

Lending criteria, terms and conditions apply. Avant Money Credit Cards are only available to customers over the age of 18 and resident of Republic of Ireland. Rates correct as of 10th March 2026 and are subject to change.

Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.