Unlock 95% of Your Credit Card Limit as Cash
When life takes an unexpected turn, having fast access to cash can make all the difference. Whether it’s for covering an unforeseen expense, helping out during a family emergency, or grabbing an opportunity that can’t wait, it’s essential to have financial flexibility. With the Avant Money One Card, you can turn up to 95% of your available credit limit on your credit card into cash in your bank account.
Here’s how you can take advantage of this feature and why it may suit you.
How to transfer money from your credit card to your bank account
Avant Money Credit Cards offer a simple and efficient way to transfer up to 95% of your available credit limit directly into your current account. There’s no need to apply for a separate loan or deal with extra paperwork, the entire process is designed to be fast and hassle-free.
Steps to transfer money from your credit card:
- Log in to your Avant Money online account.
- Go to the Money Transfer section.
- Enter the amount you want to transfer (from €100 up to 95% of your credit limit) and your telephone number.
- Once you confirm the request, a member of our contact centre team will then get in touch with you to complete the transfer.
Funds typically arrive in your account within 1-2 business days, ensuring you have the cash when you need it most.
Only the main cardholder can avail of our credit card money transfer service. Transfers can only be completed to the personal account or credit card held by you or your additional cardholders at another financial institution.
Why Choose Avant Money’s Money Transfer Option?
- Competitive Rates
Avant Money provides some of the most competitive interest rates for money transfers. The One Card credit card has Ireland’s most comprehensive introductory offers, active from day one**. New Avant Money credit card customers can take advantage of 0% credit card interest on money transfers for the first 12 months*. - Flexibility
You can use the transferred cash for anything you need whether it’s paying off high-interest debts, covering emergency expenses, or investing in home improvements. The choice is entirely yours. - Seamless Process
The entire credit card money transfer process is streamlined via your Avant Money online account, giving you complete control, and eliminating unnecessary delays. A member of our contact centre team then gets in touch with you to complete the credit card money transfer.
Things to Keep in Mind
While the money transfer feature is incredibly convenient, it’s important to consider the following:
- Interest Rates: Credit card money transfers come with a standard interest rate if not availing of introductory offers for new customers. Check your card’s terms and conditions for specific details.
- Fees: Review your credit card’s fee structure to ensure there are no surprises.
- Repayment Plan: Timely repayments are crucial to avoid unnecessary interest charges. Setting up a direct debit can help you stay on track.
Why Avant Money?
Avant Money is dedicated to offering financial services that prioritise customer convenience and value. For instance, the money transfer feature has already helped many customers manage unexpected financial needs quickly and efficiently.
Avant Money continues to develop features like this to help customers navigate their financial journeys with confidence.
Explore More
Ready to take advantage of all the benefits your Avant Money Credit Card offers? Log in to your account today and see how the money transfer feature can work for you. Not yet a cardholder? Visit Avant Money Credit Cards to find the right card for your needs.
When you apply for a credit card with Avant Money, the amount of credit you can receive is based on your ability to repay and your financial status. Each individual application is assessed against a standard checklist. This includes a thorough credit check.
Lending criteria, terms & conditions apply. Representative example: Assuming credit limit of €1,500 (at standard variable rate 16.8%, typical APR 22.9% (Annual Percentage Rate)), repaid in equal instalments over 12 months, total amount repayable is €1,666.50. Total cost of credit of €166.50, includes government stamp duty of €30.
Rates correct as of 22nd January 2025 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
Money transfers are subject to credit approval and specific terms. Please note that credit cards are unsecured and not available for business purposes, house purchase or investment.
* You will need to complete a balance transfer or money transfer within the first 90 days of opening your account to avail of the promotional rates. For any offers related to purchases, the promotional period commences from the date your account is opened.
** source ccpc.ie
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Avantcard DAC trading as Avant Money is Regulated by the Central Bank of Ireland.
