Take our zero out this month & get 0% interest on credit card purchases for 3 Months
Valentine’s Day is just around the corner, making now the perfect time to plan something special for yourself or a loved one. Following a long January, now is the perfect time of year to celebrate with the people who matter most.
That’s why it’s time to take our Zero out! Enjoy 0% interest on credit card purchases for 3 months* when you switch to One Card credit card, giving you the flexibility to shop now and manage your payments without any added interest for 3 months. Looking for a credit card to purchase a special dinner out or a weekend away? Or trying to find a credit card for online purchases as you scroll across all your favourite online marketplaces? Whether it’s a small token of appreciation or a show-stopping Valentine’s gift, One Card has you covered!
With the freedom to shop without worrying about interest, now’s the ideal time to find that perfect gift. Here are a few ideas to inspire you:
- Jewellery & accessories: A timeless piece of jewellery or a stylish watch to cherish forever. These gifts never go out of style!
- Experience gifts: Create lasting memories with a special dinner, a weekend getaway, or tickets to an event.
- Personalised gifts: Thoughtful custom items like an engraved photo frame or a personalised piece of art. These add a lovely sentimental touch that’s sure to be appreciated.
What other great benefits has One Card to offer?
- 0% Interest on Credit Card Money Transfers for 12 Months*
Move funds from your Avant Money credit card directly to your current account at 0% interest for 12 months. You can transfer up to 95% of your available credit limit, giving you the flexibility to manage your finances without worrying about interest for an entire year. - 0% Interest on Credit Card Balance Transfers for 9 Months*
Save on monthly payments by transferring balances from other lenders to your Avant Money credit card. With 0% interest for 9 months, this is a great way to avail of introductory offers and reduce your interest charges. - €150 Cashback Credited to Your Account**
Get a little extra with €150 cashback, credited directly to your Avant Money account. It’s your choice how you wish to spend it.
If you’re looking at getting your first credit card or switching credit cards, then these introductory offers may be just what you need. If it’s your first credit card, you can find out some of the benefits of a credit card and how to use a credit card in our informative blog articles.
How do I apply for One Card?
Applying for One Card is simple. First, check your eligibility online. You’ll find out straight away if you're eligible to apply for a credit card with Avant Money. If you are, you can proceed by uploading a few necessary documents, including proof of ID, proof of your PPS number, proof of address, recent payslips, and your latest bank statements. We’ll review everything, and if approved, your One Card will be sent to you by post, and you can start enjoying all the benefits it has to offer!
This Valentine’s, make it easier to show your love with the flexibility of One Card. Whether you're treating someone special or yourself, enjoy the freedom to shop now and pay later!
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Lending criteria, terms & conditions apply. Representative example: Assuming credit limit of €1,500 (at standard variable rate 16.8%, typical APR 22.9% (Annual Percentage Rate)), repaid in equal instalments over 12 months, total amount repayable is €1,666.50. Total cost of credit of €166.50, includes government stamp duty of €30.
Rates correct as of 12th February 2025 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
* You will need to complete a balance transfer or money transfer within the first 90 days of opening your account to avail of the promotional rates. For any offers related to purchases, the promotional period commences from the date your account is opened. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
** Offer valid from 2nd February 2024. €150 cashback on One Card subject to a balance transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded, see details at Credit Cards FAQs.
