Discover Credit Cards with 0% interest on purchases for 3 months

If you’re looking for the perfect opportunity to plan something special for yourself or a loved one, now is the perfect time. Treat the people who matter the most to something they love.

That’s why it’s time to take our Zero out! Enjoy 0% interest on credit card Purchases for 3 months* when you switch to One Card Credit Card, giving you the flexibility to shop now and manage your payments without any added interest for 3 months. Looking for a credit card to purchase a special dinner out or a weekend away? Or trying to find a credit card for online purchases as you scroll across all your favourite online marketplaces? Whether it’s a small token of appreciation or a show-stopping gift, the Avant Money One Card has you covered!

With the freedom to shop without worrying about interest, now’s the ideal time to find that perfect gift using our One Card Credit Card with 0% interest on Purchases for 3 months*. Here are a few ideas for you to play with:

• Jewellery & accessories: A nice piece of jewellery or a fancy watch to cherish forever. These gifts will stay with them for their entire life!
• Experience gifts: Create lasting memories with a special dinner or a weekend away.
• Personalised gifts: Thoughtful items like an engraved mug or a custom piece of art. These add a lovely touch that’s sure to make someone feel special.

What other great benefits has One Card to offer?

As well as 0% interest on credit card Purchases*, discover more offers from Avant Money below:

• 0% Interest on Credit Card Money Transfers for 12 Months*
  Move funds from your Avant Money credit card directly to your current account at 0% interest for 12 months. You can transfer up to 95% of your available credit limit, giving you the freedom to manage your money without worrying about interest for an entire year.
• 0% Interest on Credit Card Balance Transfers for 9 Months*
  Save on monthly payments by transferring balances from other lenders to your Avant Money credit card. With 0% interest for 9 months, this is a great way to make use of introductory offers and reduce your interest charges.
• €150 Cashback Credited to Your Account**
  Get a little extra with €150 cashback, credited directly to your Avant Money account. It’s your choice how you wish to spend it. 

If you’re looking at getting your first credit card or switching credit cards, then these introductory offers may be just what you need. If it’s your first credit card, you can find out some of the benefits of a credit card and how to use a credit card in our informative blog articles.

How do I apply for One Card?

Applying for One Card is simple. First, check your eligibility online. You’ll find out straight away if you're eligible to apply for a credit card with Avant Money. If you are, you can proceed by uploading a few necessary documents, including proof of ID, proof of your PPS number, proof of address, recent payslips, and your latest bank statements. We’ll review everything, and if approved, your One Card will be sent to you by post, and you can start enjoying all the benefits it has to offer!

This year, make it easier to show your love with the flexibility of One Card Credit Card with zero percent interest on Purchases. Whether you're treating someone special or yourself, enjoy the freedom to shop now and pay later!

Variable interest rate 16.8%. Typical APR 22.9% (Annual Percentage Rate) includes government stamp duty of €30.

Representative example: assuming credit limit of €1,500 repaid in 12 equal monthly instalments, total amount repayable is €1,666.50. Total cost of credit is €166.50.

*For any offers related to purchases, the promotional period commences from the date your account is opened. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rate. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate of 16.8%. Money Transfers are available from €100 up to 95% of your credit limit.

**Offer valid from 2nd February 2024. €150 cashback on One Card subject to a Balance Transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded, see details at Credit Cards FAQs.

Lending criteria, terms and conditions apply. Avant Money Credit Cards are only available to customers over the age of 18 and resident of Republic of Ireland. Rates correct as of 20th March 2026 and are subject to change.

Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.