Flex mortgage rates archive title heading

Previous Flex Mortgage Variable Rates

The Benchmark Rate is subject to change, and we update it on the 10th of each month. The rate that will apply to your Flex Mortgage at drawdown will be Avant Money’s published Benchmark Rate as at that date plus the margin as confirmed in your loan offer. 

Below you can see Flex Mortgage rates from previous months. 

Flex mortgage rates archive

10th April - 9th May 2025
LTV (loan to value)* Benchmark Rate Margin Flex Mortgage Rate APRC** Cost per €1000***
<=80% 2.40% 0.90% 3.30% 3.37% € 5.70
>80% 2.40% 1.10% 3.50% 3.58% € 5.80
1st April - 9th April 2025
LTV (loan to value)* Benchmark Rate Margin Flex Mortgage Rate APRC** Cost per €1000***
<=80% 2.41% 0.90% 3.31% 3.38% € 5.70
>80% 2.41% 1.10% 3.51% 3.59% € 5.80

Flex mortgage archive rates footnotes

*The Loan-to-Value ratio (LTV) is the amount you want to borrow as a percentage of the value of your home.

**APRC is the Annual Percentage Rate of Charge. This rate allows you to easily compare mortgages from different lenders. It considers all the costs involved over the term of the mortgage, such as set-up charges and the interest rate. Typically the lower the APRC, the lower your monthly repayments and cost over the full term of your mortgage. Flex Mortgage APRC shown is based on a €100,000 mortgage over 20 years with a Loan to Value (LTV) of <=80%

***Illustrative monthly cost per €1,000 borrowed based on a 20-year term.