Everyday+ Credit Card: The smart way to shop and save

If you’re like most of us, your credit card probably comes out for the weekly shop, a few online buys or the odd treat. But what if your card could give you something back every time you use it?

That’s exactly what the Avant Money Everyday+ Credit Card is designed to do. It’s a card that fits neatly into your everyday life, helping you save money and get more from your spending.

Earn cashback on your groceries*

Imagine your weekly grocery shop paying you back. With Everyday+, you could earn up to €300 cashback in the first year* when you use your card for grocery shopping. Whether it’s stocking up the fridge or grabbing a coffee, those everyday purchases can really add up. See our blog on how to turn your school shop into cashback at selected grocery retailers with Everyday+.

0% interest on balance transfers for 6 months***

If you already have a balance on another credit card, Everyday+ can help you take control. You’ll get 0% interest on balance transfers for the first six months***, allowing you to pay off what you owe without paying interest on your balance.

Simple to apply and easy to manage

You can apply online in just a few minutes, and once approved, you can manage everything securely through our online account or app.

Get your €30 government stamp duty refunded**

Every credit card in Ireland is charged an annual government stamp duty of €30. With Everyday+, you won’t need to worry about that. We’ll refund the €30 directly to your account**, so you’re not out of pocket. It’s a small but meaningful way to start saving right away.

Everyday+ really does live up to its name

From cashback rewards and stamp duty refunds to flexibility and simplicity, the Everyday+ Credit Card really is the card for your daily spending.

Ready to make your money go further? Visit Avant Money Everyday+ to learn more or apply today.

Variable interest rate 20.8%. Typical APR 22.9% (Annual Percentage Rate) includes government stamp duty of €30.

Representative example: Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments, total amount payable is €1669.00. The cost of credit is €169.00.

*Cashback applied at selected grocery retailers. Exclusions apply, see www.avantmoney.ie/credit-cards/everydayplus#faqs. Max cashback is €25 per month 5% cashback valid for first 12 months; 1% thereafter.

**Government stamp duty of €30 will be charged to the account and refunded on the same day.

***You will need to complete a balance transfer within the first 90 days of opening your account to avail of the promotional rates. Variable interest rate of 20.8% will apply once the balance transfer promotional period ends. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rate.

Lending criteria, terms and conditions apply. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. Rates correct as of 28th January 2026 and are subject to change.

Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.