How to save money on groceries
Let’s face it, the weekly grocery shop can add up to a significant part of your budget. With prices continuously rising, it’s easy for your grocery bill to stretch beyond what you planned. But with a few smart habits, you can take control of your supermarket spend. This blog is designed to guide you on how to save money on groceries, so the next trip is much easier.
Start with a plan
Meal planning isn’t just for foodies, it’s one of the simplest ways to cut down on waste and overspending. Before you hit the shop, take stock of what’s in your fridge and cupboards. Build your shopping list around what you already have and stick to it. This is particularly important around certain dates such as Christmas or back to school. Check out our blog ‘Turn your school shop into cashback at selected grocery retailers with Everyday+*’ to maximise your savings.
Shop smarter, not harder
Shopping early or late in the day can help you spot markdowns on fresh produce and meat. Keep an eye out for loyalty discounts, multi-buy offers, and own-brand alternatives, they often deliver the same quality at a lower price. And if you’re buying in bulk, focus on non-perishables and household staples that won’t go to waste.
Earn as you shop
If you’re already spending at the grocery store, why not earn something back? The Avant Money Everyday+ credit card is designed to reward your everyday purchases, especially groceries. You’ll get:
- 5% cashback on grocery spend for the first 12 months (up to €25 per month)*
- 1% cashback on groceries after the first year*
- 0.1% cashback on other retail purchases*
That means your weekly shop could be quietly pocketing you a tidy bonus, without changing a thing about how you shop.
Still looking for a bargain?
With the Everyday+ credit card, Avant Money covers the €30 government stamp duty that’s usually charged on all credit cards in Ireland**, saving you money just by choosing the right card.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Lending criteria, terms and conditions apply. Rates and loan terms are correct as of 8th December 2025 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
*Cashback applies at selected grocery retailers. Max. cashback €25 per month. 5% cashback valid for first 12 months; 1% thereafter. 0.1% cashback available all the time on other retail spend. Exclusions apply, see www.avantmoney.ie/credit-cards/everydayplus#faqs
**Government stamp duty of €30 will be charged to the account and refunded on the same day.
Variable interest rate 20.8%. Typical APR 22.9% (Annual Percentage Rate). Representative example: Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments, total amount payable is €1669.00. The cost of credit is €169.00.
Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.