Ireland’s Lowest Loan Rate 5.9% APR
Personal loans apply

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Loans for Home Improvements and Refinance under €20,000 have a max term of 7 years. Terms up to 10 years are available from €20,000 up to €75,000.
Monthly repayments from: €0.0Fixed nominal interest rate from: | 0.0% |
Annual percentage rate from: | 0.0% |
Cost of credit from: | 0.0% |
Total amount repayable from: | 0.0% |
how much you could save on a loan with Avant Money
Don’t clip your wings.
See how much you could save on a €20,000 loan versus other lenders over a 5 year term from Avant Money.†
†Information correct 13th January 2022. Source of repayment information respective lender websites and Switcher.ie. Lowest rate for a personal loan claim source CCPC.ie
Based on a great credit score and €20,000 personal loan with a term of 60 months. Rates and loan terms are correct as of 13th January 2022 and are subject to change. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 9% APR, cost of credit €4672.60; KBC, standard personal loan rate 7.3% APR, cost of credit €3801.09; Bank of Ireland, 6.8% APR, cost of credit €3,515.20.
†Information correct 13th January 2022. Source of repayment information respective lender websites and Switcher.ie. Lowest rate for a personal loan claim source CCPC.ie
Based on a great credit score and €20,000 personal loan with a term of 60 months. Rates and loan terms are correct as of 13th January 2022 and are subject to change. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 9% APR, cost of credit €4672.60; KBC, standard personal loan rate 7.3% APR, cost of credit €3801.09; Bank of Ireland, 6.8% APR, cost of credit €3,515.20.
Personal loans benefits
Loans. Nuts and bolts and brass tacks.
With Avant Money, you set the loan amount down to the last euro and pick a repayment schedule that you’re comfortable with, all in your own good time. See why our personal loans stand out from the pack:

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Personal loan interest rates
Personal loans interest rates
*Rates and loan terms are correct as of 13th January 2022 and are subject to change. Maximum APR (Annual Percentage Rate) is 19.9%. Minimum loan term is 12 months and maximum term is 120 months. Loan terms vary depending on the purpose of the loan; 120 month terms are available for Home Improvement and Refinance loans of €20,000 to €75,000.
† Offer rate of 5.9% APR on loans over €20,000 ends on 13th July 2022.
Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.
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Need more help?
Everything you need to know about getting a personal loan from us can be found in our help centre.
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You can also apply by calling our dedicated loans team
between the hours of 8am to 8pm Monday to Friday, and
8am to 2pm on Saturday (excluding Bank Holidays).
Call us today on:
(071) 959 4076
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3 cards

Avant Money credit cards are accepted globally. You can choose between our two credit cards, offering a mix of great introductory offers and market leading always-on rewards.

A Balance transfer allows you to transfer a balance owed on another credit card to your Avant Money credit card. Manage just one monthly payment to save money on interest.

A Money transfer is the ability to transfer money from your credit card to your bank account. With fast approval you could have the money in your account within one business day.