Personal Loans Ireland | Fixed Rate Loans
Personal Loan Calculator
Personal loan details
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Loans for Home Improvements and Refinance under €20,000 have a max term of 7 years. Terms up to 10 years are available from €20,000 up to €75,000. The loan calculator results are for illustrative purposes only. We will assign you the appropriate interest rate based on your financial profile and credit history once your application has been reviewed. See our rate table below for more information about the loan values and applicable interest rates.
Dream big, live now.
See how much you could save on a €20,000 personal loan versus other lenders over a 5-year term from Avant Money.†
†Source of repayment information are correct as of 4th September 2024 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €20,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 8.95% APR, cost of credit €4,679.20; Credit Union, 10.48% APR, cost of credit €5,501.14.
†Source of repayment information are correct as of 4th September 2024 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €20,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 8.95% APR, cost of credit €4,679.20; Credit Union, 10.48% APR, cost of credit €5,501.14.
Guaranteed Fixed Loan Rate. No Debate.
With Avant Money we make getting a personal loan easy. All our personal loans, including Home Improvement Loans, Car Loans, Refinance Loans, come with fixed rates. The same monthly repayment for the life of your loan. No surprises. Our personal loans include:
Personal loan interest rates
*Rates and loan terms are correct as of 4th September 2024 and are subject to change (Source: CCPC.ie). Maximum APR (Annual Percentage Rate) is 19.9%. Minimum loan term is 12 months and maximum term is 120 months. Loan terms vary depending on the purpose of the loan; 120 month terms are only available for Home Improvement and Refinance loans of €20,000 to €75,000.
Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.
Representative example:
On a €20,000 loan over 5 years, at a fixed rate of 6.6% (6.8% APR) you will pay €392.26 a month. The total cost of credit would be €3,535.63 and the total amount repayable would be €23,535.63.
Rate offered takes into account financial profile and credit history.
Need more help?
Got a question? Everything you need to know about getting an Avant Money personal loan can be found in our Loans FAQs page.
You can also apply by calling our dedicated loans team
between the hours of 8am to 8pm Monday to Friday, and
8am to 2pm on Saturday (excluding Bank Holidays).
Call us today on:
(071) 959 4076
Avant Money credit cards are accepted globally. You can choose between our two credit cards, offering a mix of great introductory offers and market leading always-on rewards.
A Balance transfer allows you to transfer a balance owed on another credit card to your Avant Money credit card. Manage just one monthly payment to save money on interest.
A Money transfer is the ability to transfer money from your credit card to your bank account. With fast approval you could have the money in your account within one business day.
