One Mortgage Fixed Rates Dec 22

One Mortgage fixed rates

Your rate is based on the term of your mortgage and loan to value. Our specially selected mortgage brokers will be delighted to help determine if this product is right to you.

MORTGAGE TERM
TERM
*LOAN TO VALUE(LTV)
**LTV
INTEREST RATE
INT RATE
**APRC
**APRC
***Cost Per €1000
****C/P €1,000
UP TO 15 YEARS
<=60%
4.30%
4.42%
€7.55
>60% - 70%
4.35%
4.46%
€7.57
>70% - 80%
4.40%
4.52%
€7.60
>80% - 90%
4.45%
4.57%
€7.62
UP TO 20 YEARS
<=60%
4.30%
4.41%
€6.22
>60% - 70%
4.35%
4.46%
€6.25
>70% - 80%
4.40%
4.51%
€6.27
>80% - 90%
4.45%
4.57%
€6.30
UP TO 25 YEARS
<=60%
4.30%
4.41%
€5.45
>60% - 70%
4.35%
4.46%
€5.47
>70% - 80%
4.40%
4.51%
€5.50
>80% - 90%
4.45%
4.56%
€5.53
UP TO 30 YEARS
<=60%
4.30%
4.40%
€4.95
>60% - 70%
4.35%
4.46%
€4.98
>70% - 80%
4.40%
4.51%
€5.01
>80% - 90%
4.45%
4.56%
€5.04


Rates are correct as at 8th December 2022 and are subject to change.
* The Loan-to-Value ratio is the amount you want to borrow as a percentage of the value of your home.
** APRC is the Annual Percentage Rate of Charge. This rate allows you to easily compare mortgages from different lenders. It considers all the costs involved over the term of the mortgage such as set-up charges and the interest rate. The lower the APRC, the lower your monthly repayments and cost over the full term of your mortgage. APRC figures are based on a €100,000 loan over the maximum term for each rate (i.e. 15, 20, 25 or 30 years depending on the mortgage term) and assume a valuation fee of €185 and security release fee of €40.
*** Illustrative monthly cost per €1,000 borrowed based on the maximum term for each rate (i.e. 15, 20, 25 or 30 years depending on the mortgage term).