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Ireland’s best fixed rate on Personal loans over €20k* guaranteed.
See why our personal loans stand out from the pack. Discover affordable loan options today.
Benefits of Personal Loans

AvantMoney Calculator Form Portlet

Best rate loan calculator
Please select a loan purpose
Monthly repayments: €0.0
The loan calculator results are for illustrative purposes only.
Loans Details:
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Description Result
Fixed nominal interest rate:
Annual percentage rate:
Cost of credit:
Total amount repayable:

Loans details

how much you could save on a loan with Avant Money BPO page

Dream big, live now.

See how much you could save on a €20,000 loan versus other lenders over a 5 year term from Avant Money.†

Avant Money
6.8
%
APR
Our low personal loan rate
Versus
Credit Union
Save €1,975.51
10.48% APR
PTSB
Save €1,970.77
10.5% APR
AIB
Save €1,153.57
8.95% APR

†Source of repayment information are correct as of 4th September 2024 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €20,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 8.95% APR, cost of credit €4,679.20; Credit Union, 10.48% APR, cost of credit €5,501.14.

†Source of repayment information are correct as of 4th September 2024 and are subject to change (source CCPC.ie and respective lender websites). Based on a great credit score and €20,000 personal loan with a term of 60 months. Permanent TSB, 10.5% APR, cost of credit €5,496.40; AIB, 8.95% APR, cost of credit €4,679.20; Credit Union, 10.48% APR, cost of credit €5,501.14.

Personal loans benefits

Guaranteed Fixed Loan Rate. No Debate.

With Avant Money we make getting a personal loan easy. All our personal loans, including Home Improvement Loans, Car Loans, Refinance Loans, come with fixed rates. The same monthly repayment for the life of your loan. No surprises. Our personal loans include:

check_circleFixed interest rates
check_circleNo early repayment fees
check_circleAward-winning customer support
check_circle12-120 month loan terms
check_circleBorrow €5k - €75k
Image showing the inside of a new house

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Personal loan interest rates

Table - Best Price

Loans from
Loan €
 
Fixed interest*
Fixed rate
 
APR*
APR
€5,000 – €19,999
 
8.4% – 18.3%
 
8.7% – 19.9%
€20,000 – €75,000
 
6.6% – 15.7%
 
6.8% – 16.9%
 
 
 
 
 

*Rates and loan terms are correct as of 4th September 2024 and are subject to change (Source: CCPC.ie). Maximum APR (Annual Percentage Rate) is 19.9%. Minimum loan term is 12 months and maximum term is 120 months. Loan terms vary depending on the purpose of the loan; 120 month terms are only available for Home Improvement and Refinance loans of €20,000 to €75,000.

Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.

Representative example Existing Personal Loans

Representative example:

On a €20,000 loan over 5 years, at a fixed rate of 6.6% (6.8% APR) you will pay €392.26 a month. The total cost of credit would be €3,535.63 and the total amount repayable would be €23,535.63.

Rate offered takes into account financial profile and credit history.

Warning BPO

Our interest rates vary depending on the value of your loan and credit profile. We will assign you the appropriate interest rate once your application has been reviewed. To find out more about the loan values and applicable interest rates, check out our rate table.

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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

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Need more help?

Got a question? Everything you need to know about getting an Avant Money personal loan can be found in our Loans FAQs page.

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You can also apply by calling our dedicated loans team
between the hours of 8am to 8pm Monday to Friday, and
8am to 2pm on Saturday (excluding Bank Holidays).

Call us today on:
(071) 959 4014