One card apply

One card.
One year.
Zero interest.
With 0% for one year on money transfers, it’s like having an interest free loan in your pocket.*

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Features and benefits

One card with zero interest offers and loads of highlights.

One card features

Avantages® loyalty programme

Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Additional card holders

You can add up to three additional card holders to your account at no extra cost. Share your credit limit with your family and they will receive their own card and PIN.

Money transfer

Transfer funds from your credit card to your bank account when you need it. Give yourself the freedom and flexibility to cover all your payment needs.

One card features

Secure online shopping

When shopping online it’s important to feel safe and secure. 3-D Secure provides more security to your online shopping cart, making it safer and easier for you to checkout.

56 days of zero interest

You can enjoy up to 56 days interest-free credit when you make purchases on your Avant Money credit card by paying off your bill in full and on time every month.

My Avant Money

Manage your My Avant Money account from the comfort of your home. View your statements and transactions online when it suits you.

One card features

One® card

The credit card with Ireland’s most comprehensive introductory offers, active from day one.

check_circle0% money transfers for 12 months
check_circle0% balance transfers for 9 months
check_circle0% purchases for 3 months
check_circle16.8% standard interest rate for purchases, transfers and cash withdrawals

One Card rates explained

Understanding your card

Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:

Variable interest rate

16.8%

Annual Percentage Rate from:

22.9%

Government stamp duty

€30.00

Total cost of credit

€166.50

Total amount repayable

€1666.50

fees + charges

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The representative example is for illustrative purposes only.

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Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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Lending criteria, terms and conditions apply. Rates correct as of 20th January 2022 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.

*You will need to complete a balance transfer or money transfer within the first 90 days of opening your account to avail of the promotional rates. For any offers related to purchases, the promotional period commences from the date your account is opened.

3 cards

Balance transfer

A Balance Transfer allows you to transfer a balance owed on another credit card to your Avant Money credit card. Manage just one monthly payment to save money on interest.

Money transfer

A Money Transfer is the ability to transfer money from your credit card to your bank account. With a fast approval you could have the money in your account within one business day.

Personal loans

Budget with confidence with our fixed rate loans, so you pay the same amount every month with no hidden charges. Borrow from €5,000 up to €75,000 with loan terms from 1 to 10 years.